How much are closing costs, really?
Beyond the down payment, there's a second check at the closing table: typically 2–5% of the purchase price, covering lender fees, title and escrow services, the appraisal, and prepaid taxes and insurance. This tool shows the honest range, itemized, so nothing at the table surprises you. Your official Loan Estimate — delivered within 3 business days of applying — replaces these ranges with exact figures.
Closing cost estimator
The check you write at the table beyond your down payment — typically 2–5% of the price. Here's the honest range, itemized.
estimated total closing costs
Your Loan Estimate (delivered within 3 business days of applying) replaces this with exact figures. Some fees are shoppable — ask which.
Educational estimate, not a loan offer or financial advice. Rates, taxes, and program rules vary — a licensed professional can turn these ranges into real numbers for your situation.
Want a human to look at your numbers? BuyerMath is built by Gavin Guthrie of The Mortgage Collective — a free 15-minute "where do I stand?" call costs nothing and isn't a test you can fail.
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