What can I afford for my next house after selling?
Move-up math is two calculations chained together: what you'll net from the sale (price minus payoff and selling costs), and what that equity plus savings supports as a down payment on the next home at a monthly payment you actually want. This tool runs the chain in one screen. The sell-then-buy choreography — contingent offers, rent-backs, bridge options — is where a good agent earns their keep; walk in knowing your range.
Move-up budget
Selling and buying again? Chain your net proceeds into your next purchase and find the price range that keeps the payment comfortable.
estimated next purchase price
P&I only — add taxes and insurance with the payment calculator for the full picture. Timing the sell-then-buy dance (contingent offers, bridge options, rent-backs) is where a good agent earns their keep.
Educational estimate, not a loan offer or financial advice. Rates, taxes, and program rules vary — a licensed professional can turn these ranges into real numbers for your situation.
Want a human to look at your numbers? BuyerMath is built by Gavin Guthrie of The Mortgage Collective — a free 15-minute "where do I stand?" call costs nothing and isn't a test you can fail.
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