Free guide · 13 pages · No email required
The First-Time Homebuyer's Guide to Arizona & Utah
Run the real numbers before you fall in love with a house. A plain-English field guide to credit, down payments, loan types, monthly payments, and the mistakes that cost buyers thousands.
✓ Yours free — no email wall, no catch. Print it, text it, hand it out.
Reading on a phone? The download button works best on mobile.
What's inside
01Start with what you can afford, not what the internet says
02Your credit score sets the price of your money
03The down payment: more options than "20 percent"
04Loan types in plain English
05The five numbers behind your monthly payment
06Closing costs you can actually plan for
07From pre-approval to keys in 30–45 days
08Seven mistakes first-time buyers make
Prefer the interactive version? Every number in this guide has a live calculator behind it — run your own math at BuyerMath, or go deeper with the plain-English guide library. And when you're ready for a human: a free 15-minute "where do I stand?" call with Gavin costs nothing and isn't a test you can fail.